Ensuring secure data exchange through APIs by implementing strategies to protect against unauthorized access and threats, enhancing system integrity.
Authentication is the ‘log-in’ process that allows a user to be identified with an existing service account. Authentication in and of itself does not prove the specific identity of a given user. Authentication uses at least one ‘factor’ — often a password, more recently a passkey — for authentication, together with a username or other identifier, such as an email address. For additional security and protection against fraud, best practice is to use two ‘factors’ (see also ‘MFA’), traditionally something you know (e.g., a password), something you have (e.g., a security token), and/or something you are (e.g., a biometric characteristic).
Authorization & Access Control
Defining the frameworks and technologies that manage user permissions, ensuring secure and appropriate access to resources.
Biometrics measure a human’s physical characteristics to verify and authenticate an identity. Biometrics encompass several physiological modalities (e.g., fingerprint, face, iris, palm vein, and voice) and dynamic behavioral modalities (e.g., kinesthetic, device-based).
Business and Entity Verification
Business and entity verification processes ensure that financial services institutions make reasonable efforts to identify and verify the corporate hierarchies, ultimate beneficial owners (UBOs), and ownership structures of the companies with which they do business in order to prevent financial crime.
Navigating the complex landscape of regulatory requirements to ensure organizations adhere to laws, guidelines, and standards, mitigating risk.
Managing user preferences and consents in compliance with privacy laws, ensuring user data is handled ethically and transparently.
Credit & Financial Identity
Credit bureaus help companies create a more comprehensive view of their customers to assess credit risk, purchasing behavior, and personal preferences. Alternative credit promotes financial inclusion and the creation of financial identities by using a more comprehensive range of data attributes to determine one’s creditworthiness.
Credit & Financial Identity
Credit bureaus help companies create a more comprehensive view of their customers to assess credit risk, purchasing behavior, and personal preferences. Alternative credit promotes financial inclusion and the creation of financial identities by using a more comprehensive range of data attributes to determine one’s creditworthiness.
Customer IAM (or Customer Identity)
CIAM solutions focus on identity management for end-users and provide a centralized and managed view of each customer across registration, authentication, authorization, federation, and data capture.
Data Privacy and Consent Management
Consent management platforms obtain and manage proof of consent to collect, share, or sell personal data; they help companies comply with data privacy and protection regulations such as GDPR and CCPA.
Bridging the gap between development and operations through continuous integration and delivery, enhancing efficiency and collaboration.
Document verification extracts, analyzes, or authenticates different types of global, government-issued identity documents to verify customer information and to establish an individual is who they say they are.
eIDs, Civil IDs, and Identity Networks
Electronic identification (eID) and civil ID schemes are digital identity networks, systems, and credentials issued by governments and other public authorities for proof of identity and to access public and private sector services.
Fraud Detection and Prevention
Fraud detection and prevention solutions use risk-based approaches to analyze transaction history and network relationship activity in order to identify potentially fraudulent or risky behavior patterns.
Federation & Single Sign-On
Simplifying access to multiple systems with a single set of credentials, enhancing user experience and security.
Identity Governance and Adminstration
IGA systems merge identity administration, which addresses account and credentials administration, provisioning, and entitlement management, with identity governance, which addresses the segregation of duties, role management, analytics, and reporting.
Identity Graphing and Resolution
Identity graphs map deterministic and probabilistic data sets to correlate online and offline identifiers with consumer identities. Identity resolution matches disparate records and data attributes to create a single, 360-degree customer view.
Identity proofing is a step-up from identity and document verification. It confirms that a user’s identity is associated with a real person, answers the question “are you really who you say you are?” and validates an individual’s identity to facilitate the provision of an entitlement or service. It includes the processes of looking up and compiling the employment, criminal, commercial, and financial records of an individual or an organization.
Identity Theft Protection
Consumer identity theft protection solutions monitor personal data for anomalies (e.g., social security numbers, credit card accounts) and provide paths for identity restoration in the event of theft.
Identity verification (IDV) often takes place during customer onboarding and combines user-provided and third-party attestations to confirm that a user’s identity is associated with a real person.
Digital wallets are applications that allow individuals to manage their digital identity credentials and data through a trusted container that may live in their browser, on their phone, or in a dedicated app. Digital wallets promise control over what information is shared, when, and with whom, facilitating privacy, security, and consent management.
IoT security solutions focus on managing device identity credentials, permissions management, endpoint security, and data protection for the billions of internet-connected devices. This includes endpoint security solutions that protect vulnerable connections across user devices (e.g., laptops, tablets, smartphones, IoT devices).
Implementing advanced solutions to identify, investigate, and mitigate identity-based threats, enhancing security posture and protecting against fraud.
Verifying the identity of clients to prevent fraud and comply with regulatory requirements, ensuring trust and safety in business operations.
Conducting due diligence on businesses to verify their legitimacy and assess risk, supporting anti-fraud and compliance efforts.
Master data management helps companies maintain a single source of truth for their digital assets, such as customer data. They ensure the accuracy, accessibility, and accountability of shared data across the enterprise.
Mobile Identity and Device Intelligence (Mobile & IoT identity)
Mobile identity includes mobile network data (e.g., KYC account information matched to a SIM card) and mobile device intelligence (e.g., location data, biometrics) to detect risk signals, prevent fraud, and improve customer experiences.
Coordinating automated tasks and workflows across multiple systems and services, improving operational efficiency and agility.
Password managers help customers generate and store secure passwords so that individuals only have to memorize a single, master password. Password managers can also help enterprises set organization-wide password policies.
Physical Access Control (CAC / PIV cards)
Physical access control manages physical identities and their ability to access the right exits and entries, in the right areas, and at the right time. Applications range from building access to public event safety to border security.
Privileged Access Management (PIM/PAM)
PAM consists of identity strategies and technologies to manage the full lifecycle of elevated (“privileged”) users who have access to highly confidential corporate or government information that can become specific targets for cybercriminals.
Automating the process of setting up and managing user accounts and access rights, ensuring timely and secure access to resources.
Regulatory Compliance Transaction Monitoring
Anti-money laundering compliance solutions and transaction monitoring help financial institutions and money services businesses monitor customer activity and information such as transfers, deposits, and withdrawals to prevent financial crime.
Self-Sovereign/Personal Identity
Empowering individuals to own and control their digital identities, without reliance on centralized authorities.
Strong/Multifactor Authentication
Enhancing security by requiring multiple forms of verification before granting access to a system or application.
Designing digital interfaces and interactions to provide intuitive and satisfying experiences for users.
User and Entity Behavior Analytics (UEBA)
UEBA expands upon traditional cybersecurity tools, looks at the behavioral patterns of humans and machines (e.g., routers, servers, endpoints), and applies algorithms to detect anomalies and potential threats.
User-Generated Content Management
UGC moderation is how platforms protect their audiences from illegal and inappropriate content. UGC moderation can identify whether an account is human vs. non-human, providing the ability to remove bad actors before they have a chance to be disruptive.
Managing the stages of a user's engagement with a system, from onboarding to offboarding, ensuring a seamless experience.
Workforce identity solutions provide full lifecycle management and administration for an organization’s employees, partners, and contractors. Solutions include user registration, authentication, single sign-on (SSO), and access controls.