Join us in a groundbreaking session that delves into the heart of revolutionizing North American banking. Innovation meets security in this session featuring FDX’s Sr. Director of Product, Jean-Paul LaClair, and OIDF’s Certification Technical Lead, Joseph Heenan. Together, they will uncover the keys to the rapid expansion of secure, privacy-preserving APIs through Open Banking standardization. And yes - without identity (and identity-centric) proposals like FDX or FAPI, delivering against the new regulations isn’t going to be possible. This session will unveil the transformative power of Open Banking, a cornerstone in reshaping financial interactions to be not only more efficient but shielded with robust privacy measures. We'll explore the dynamic interplay of innovation and security, revealing how standardized, privacy-preserving APIs are accelerating this revolution. Dive into the critical role of collaborative efforts (like those occurring at FDX and OIDF) and regulatory frameworks in sculpting a consumer-centric future in banking. Understand how Open Banking isn't just a fleeting trend but the prologue to a larger narrative of Open Data, poised to redefine our financial ecosystem. Prepare for a discussion that navigates the complex yet thrilling intersection of security and openness in financial services. Don't just attend – come ready to engage, question, and redefine your understanding of how standards will enable an enhanced financial landscape.