Identity and Access Management (IAM) and Identity Verification (IDV) are converging. Traditional IAM players are expanding into identity verification, leveraging their authentication and access control expertise to offer KYC and IDV solutions. A centralized customer identity system has clear benefits—but what are the trade-offs?

As the line between physical and digital identity blurs, the role of IAM in identity proofing raises key industry questions:

• Are IAM players evolving into Identity Providers (IDPs) or simply a pipeline for identity verification?
• Who will be the IDP of record for the internet—Big Tech, banks, IAM platforms?
• Should companies own their own identity stack or outsource it?
• Why has shared KYC failed in financial services, and can the industry finally fix it?
  This panel will explore the growing overlap between CIAM and IDV, the business models shaping the future of identity, and the potential risks and benefits of centralizing customer identity.