Stefan Schubert has been in the Identity, Authentication and Fraud industry for over 18 years, beginning as a fraud investigator in 2007.  He has managed fraud strategies across Consumer, Business and Card products including digital payments, first party fraud, account take over, identity theft, branches and call centers and more.  Over the past five years he founded a dedicated Identity product team, with growing focus on digital Identity as the cornerstone of a long term, secure and customer centered Identity strategy.  He enjoys being in a rapidly evolving, critically important space and loves the challenge of protecting people from fraudsters while helping them get access to financial services.