Traditional fraud prevention in fintech has centered on checkpoints at the moment of a financial transaction. Whether it’s issuing a refund, authorizing a payment or loan, or approving an e-commerce purchase, business units have built checkpoints that take a single point-in-time view of a given transaction and, based on factors such as the reputation of the financial instrument, approve or decline it.

With the rise of increasingly sophisticated, AI-enabled fraud rings, this traditional approach is no longer sufficient to achieve the dual goals of minimizing fraud losses and delivering a truly frictionless user experience.

In this session, we will explore how deploying real-time identity threat protection at the front doors of applications- such as registration, sign-in, and account recovery- is key to reducing fraud pressure. This approach works in concert with, and enhances, downstream fintech checkpoints.