As financial institutions explore shifting from physical ID checks to decentralized credentials, they face a critical gap: how to trust external issuers (DMVs, Digital Wallets) with the same fidelity as internal controls. This session unveils a unified, machine-readable metadata framework designed to bridge the chasm between diverse regional standards (US REAL ID, EU eIDAS, AU TDIF) and strict banking regulations (FFIEC, CIP, AMLA). We will demonstrate how a harmonized schema—utilizing "Crosswalk Tables" and dynamic "Revocation Freshness" controls—enables relying parties to programmatically verify credential provenance, enforce risk-based freshness thresholds, and defend against the rising threat of AI-driven deepfakes in real-time account opening.