Dave Hyland is a Principal Architect based in Sydney Australia, specializing in Open Banking Ecosystems and Digital Identity. With over 20 years in the field he has worked across leading organizations such as Westpac Bank, Commonwealth Bank, Lloyds Banking Group, and Microsoft Australia. His career is marked by a deep engagement in shaping the landscape of modern, secure, and customer-centric banking, recently leading industry in the evolution of Australia's Consumer Data Right (Open Banking) and ConnectID (Digital Identity Scheme).